Taken from The Sun 11/11/11

Banks shouldn't have to tell you not to borrow so much.

They're banks — they're supposed to lend you money. If you can't afford to take out £100,000, don't take out a £400,000 mortgage.
 
It's your responsibility to be a grown-up and take care of yourself.

Thank God we have lending institutions and banks. The planes that fly through the sky, the phones we use every day, the cars we drive, the houses we live in, the entire economy is all funded by firms who borrow in return for interest.
 
This mess is our fault — corporations have no responsibility.

Capitalism is the best thing that ever happened to human beings. The welfare state sounds wonderful but it doesn't work.
 
Governments hand out more money than they have to support welfare and they land in debt.
 
Then they have to borrow money — and then there's interest on top of that.

That's bad business. And it has created a culture of entitlement.

When I was growing up my mother went to work. There was no welfare. If you worked, you made money.
 
If you didn't work, you had to figure it out — you'd go and wash dishes.

The new breed of 20-year-olds don't want to do those jobs.